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Self-Employed Insurance

When you decide to work for yourself, the freedom and flexibility are huge benefits, but they also come with new responsibilities. Being self-employed often means facing the financial risks associated with your activity on your own. That’s why taking out an insurance policy adapted to self-employed workers can be essential to protect both your business and your personal assets. 

At ClickInsurance, we understand the unique challenges independent entrepreneurs face. Our platform brings together a wide range of Quebec-based insurers and brokers, allowing you to shop for protection quickly and efficiently. Whether you’re a consultant, artisan, freelancer, or small business owner, you’ll find solutions designed to cover the specific risks of your field—such as civil liability, errors and omissions coverage, protection for your equipment, or business continuity coverage should the unexpected happen. 

To get started, simply fill out the form on this page and you’ll receive multiple quotes from insurers for your self-employed worker insurance.

Self-Employed Insurance

Self-employed workers, get an insurance quote for your professional activities

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If I accept the insurance offer from one of ClicAssure's business partners, I also authorize the latter to inform ClicAssure in order to update my file.
I also authorize ClicAssure and these same partners to communicate with me by email, text message, telephone or mail to respond to my request for insurance quotes or to allow me to finalize my quote request.
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Our Partners

Insurers and firms represented by our partners

At ClicAssure, we understand that every business has unique insurance needs. That's why, through our commercial insurance comparator and our extensive network of business partners, we offer insurance solutions tailored to a variety of industries. Whether you own a commercial vehicle, a service business, or manage condominiums, we have the coverage you need. Complete an online quote on our insurance comparator to receive offers from several of Quebec's leading insurers, specializing in insurance for businesses and SMEs.

Frequently Asked Questions About Insurance for Self-Employed

Do I really need insurance as a self-employed worker?

Yes. Even if you work alone, you can be held responsible for damages caused to a client, lawsuits, data loss, or service defects. Appropriate insurance protects you financially in the event of a claim and helps keep your business afloat. 

What are the most common types of coverage for a self-employed worker?

Professional liability (or errors and omissions), property and equipment insurance, and business interruption coverage are among the main protections included in self-employed worker insurance. Depending on the nature of your work, you may also need other types of coverage (for example, commercial auto insurance). 

How do I determine the right level of coverage?

Several factors affect your choice of coverage amount: the value of your equipment, the type of services you provide, how often you travel for work, and your risk tolerance. By completing a quote request on ClickInsurance, you’ll have access to brokers who specialize in insurance for self-employed workers and can answer all your questions. 

Can I include my personal vehicle in my business insurance?

If you use your car for deliveries, client visits, or transporting equipment, you may need commercial auto insurance or an endorsement added to your personal policy. Make sure to declare this professional use to avoid claim denials.

How can I get a self-employed insurance quote on ClickInsurance?

All you have to do is fill out the online form, describing the nature of your activities and your specific needs. Our platform will share this information with partner insurers who will then offer you products and rates tailored to your situation.