Are you planning to spend the winter under the sun or stay abroad for several months? Snowbird insurance is designed to provide you with comprehensive coverage suited to the length of your trip. Whether you’re already retired or simply looking for an extended getaway outside Canada, our travel insurance partners offer tailor-made packages for every traveler.
With ClickInsurance, you can get several personalized quotes in just a few clicks to meet your specific needs. From senior medical coverage to luggage protection and trip cancellation insurance, our platform compares the best snowbird insurance offers to save you time and money.
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Spending several months abroad requires specific protection. Snowbird insurance covers emergency medical expenses, trip cancellation or interruption, lost baggage, and much more. It provides invaluable peace of mind in the face of unexpected events that could occur far from home. This protection is especially important for seniors (most snowbirds are retirees aged 65 and over).
Standard travel insurance is generally designed for short stays. Snowbird insurance, on the other hand, is adapted for extended trips—often lasting several months. It offers more comprehensive coverage and options specific to the needs of snowbirds, such as coverage for stabilized pre-existing medical conditions.
A good snowbird insurance policy usually covers the following:
Yes, age does influence the cost of travel insurance, particularly for seniors. Health needs can evolve with age, which justifies particular attention to coverage for pre-existing conditions. Our comparison tool takes these factors into account to provide you with tailored quotes.
Yes. Most insurers offer flexible packages, especially designed for snowbirds who might change the duration of their stay. To avoid any coverage gaps, contact your insurer before the initial expiration date to discuss extension options.
Comparing offers from different insurers is crucial. Our online comparison tool allows you to quickly obtain personalized quotes from several insurers specializing in snowbird insurance. Simply fill out our form to compare prices and coverage. By completing a snowbird insurance quote on ClickInsurance, you greatly increase your chances of getting the best insurance at the best price.
To be eligible for RAMQ (Régie de l’assurance maladie du Québec), you must spend at least 183 days per year in Quebec. Therefore, if you plan to stay outside Quebec for more than 183 days, you won’t be covered by RAMQ and will need to take out special insurance called “expatriate insurance.” This type of policy generally includes the same protections as snowbird insurance but factors in the lack of RAMQ coverage. Although it can be a bit more expensive, expatriate insurance allows you to extend your stay abroad indefinitely while remaining protected.
