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Home Insurance

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Are you looking for reliable home insurance that fits your budget and lifestyle? Thanks to ClickInsurance, you can quickly compare multiple offers to protect your house, condo, or apartment. Our platform brings together more than 30 insurers, allowing us to present you with affordable quotes tailored to your unique needs, whether you’re a homeowner or a tenant. 

We offer home insurance for all types of residences. With ClickInsurance, you can insure your house, condo, apartment, cottage, and more! 

By using our home insurance comparison tool, you’ll quickly receive personalized quotes and discover the best options to ensure your peace of mind. Get started now and compare offers to increase your chances of getting the best home insurance at the best possible price. 

Our home insurance comparison tool is 100% free and comes with no obligations. 

Home Insurance

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Frequently Asked Questions About Home Insurance 

Is home insurance mandatory in Canada?

No. There is no legal obligation to have home insurance in Canada, and consumers are free to purchase—or not purchase—this type of insurance. However, many mortgage lenders require their borrowers to have home insurance. 

Even though it’s not always legally required, home insurance is crucial for financial protection. It protects you against significant financial losses in the event of a fire, theft, water damage, vandalism, and other events covered by your policy. It also includes liability coverage, which protects you if you’re held responsible for harm caused to others. 

What are the main coverages offered by a home insurance policy?

A typical home insurance policy includes the following coverages: 

  • Dwelling: Protection for the structure of your house. 
  • Personal Property: Coverage for your furniture, electronics, clothing, and other personal items. 
  • Liability Coverage: Protection in the event of accidental damage caused to others. 
  • Additional Living Expenses: Reimbursement of expenses incurred if you have to temporarily leave your home following a covered loss. 

Which factors affect the cost of my home insurance?

Several factors can influence the cost of your home insurance, including: 

  • The location of your property 
  • The age and construction type of your house 
  • The value of your home and personal belongings 
  • Your claims history 
  • The deductible amount you choose 

What’s the difference between homeowners insurance and renters insurance?

Homeowners insurance protects the owner of the property and their belongings, whereas renters insurance protects the tenant’s personal belongings and provides liability coverage. If you’re a tenant, your landlord’s insurance will not cover your personal belongings in the event of a loss. 

How can I get an affordable home insurance quote?

It’s simple and quick to get a home insurance quote through our online comparison tool. Fill out our form with relevant information about your property and your needs, and you’ll receive personalized quotes from multiple insurers. Compare prices and coverage to find the offer that best suits your needs.