Find and compare cheap insurance quotes

Flood and Water Damage Insurance

Floods and water damage can cause significant harm to your home and belongings. Whether it’s a leak, a burst pipe, a sewage backup, or a natural disaster, it is crucial to have the right protection.

Flood and water damage insurance provides you with essential financial security against these risks. By completing our online form, you can compare offers from several insurance partners free of charge and obtain discounted rates to cover water-related risks. Whether you live in a flood-prone area or simply want to prevent potential damage, adequate protection will help you approach every season with peace of mind.

ClickInsurance significantly increases your chances of getting the best possible price on your home insurance for floods and water damage.

Flood and Water Damage Insurance

Get Online Home Insurance Quotes with Flood & Water Damage Coverage

By clicking START NOW, you grant the permissions below and accept our terms of use.*

*Permissions:
I authorize ClicAssure to collect and share my personal information with some of its business partners who may provide me with an insurance quote. I also authorize ClicAssure and its partners to contact me by email, text, phone, or mail to respond to my request or finalize my quote.
I also consent to ClicAssure and its partners collecting, using, sharing, and retaining my personal information for the purposes of:
• Creating and updating my profile;
• Assessing the products and services they can offer me;
• Obtaining my feedback on my interactions with them or on their products and services;
• Conducting studies and creating statistical models;
• Providing me with personalized recommendations;
• Fulfilling their legal obligations.
If I accept the insurance offer from one of ClicAssure's business partners, I also authorize the latter to inform ClicAssure in order to update my file.
I also authorize ClicAssure and these same partners to communicate with me by email, text message, telephone or mail to respond to my request for insurance quotes or to allow me to finalize my quote request.

If I accept the insurance offer from one of ClicAssure's business partners, I also authorize the latter to inform ClicAssure in order to update my file.
I also authorize ClicAssure and these same partners to communicate with me by email, text message, telephone or mail to respond to my request for insurance quotes or to allow me to finalize my quote request.
Privacy
Use of cookies

435

of average savings on your Home insurance **

** Based on people who have completed an Auto or Home Quote Request via ClicAssure.com and have entered into an insurance contract with a partner

5

people online

3M +

completed forms until now by our users

4.7 stars

+ than 1000 Google reviews

Our Partners

Insurers and firms represented by our partners

Frequently Asked Questions About Flood and Water Damage Insurance

Why get flood and water damage insurance?

Water damage can happen at any time: spring floods, heavy rainfall, pipe bursts, sewage backups, etc. Without proper coverage, you may face high repair costs. Flood and water damage insurance offers financial protection and spares you many headaches in the event of a disaster.

Which situations are generally covered?

  • Flooding: Damage caused by rising water levels or bodies of water overflowing.
  • Sewage Backup: Flooding due to water backing up into your basement or home.
  • Leaks and Infiltrations: Water entering through the roof, foundations, or windows.
  • Internal Leaks: Burst pipes, washer or dishwasher overflows, etc. 

Coverage and exclusions may vary depending on the insurer. It’s therefore crucial to carefully review your policy’s conditions. 

How do I obtain a flood and water damage insurance quote?

Simply fill out ClickInsurance’s online form, providing details about your home (location, construction type, value, etc.) and your specific coverage needs. You’ll then receive personalized proposals from different insurers, allowing you to find the best coverage at the best price.

Which factors affect the cost of my water damage insurance?

  • Geographical Location: Flood-prone areas or properties near a body of water may have higher premiums.
  • Claims History: Multiple previous claims can increase your premium.
  • Building Characteristics: Foundation type, roof condition, existence of drainage systems, etc.
  • Chosen Deductible: The higher the deductible, the lower your premium may be, and vice versa. 

Does my home insurance already cover water damage?

Basic home insurance policies often include limited coverage for certain types of water damage (such as pipe bursts). However, flooding or sewage backups may require an additional endorsement. Carefully review your policy or ask your insurer for advice to understand the extent of your coverage.

How can I reduce the risk of water damage?

  • Install backwater valves on your drain pipes.
  • Ensure gutters and drains are in good working order and well maintained.
  • Properly insulate and waterproof your foundations.
  • Regularly inspect your roof and quickly repair any leaks. 

Why is it important to have flood and water damage insurance?

Water damage is one of the most common causes of home insurance claims. Whether it’s a minor leak or a major flood, the consequences can be expensive. Adequate insurance protects you financially by covering repair costs, the replacement of damaged belongings, and, in some cases, temporary living expenses if your home becomes uninhabitable.