Find and compare cheap insurance quotes

Airbnb Insurance for Short-Term Rental

If you rent out your house, condo, cabin or any other real estate property on Airbnb, it's essential to have specific insurance to cover the associated risks.

Airbnb insurance is essential because short-term rentals via platforms like Airbnb are often considered a commercial activity by insurers, which is not covered by standard home insurance.It is therefore crucial to take out specialized 'Short-term rental' insurance to be protected during the rental period. This type of insurance covers not only property damage but also civil liability arising from rental activities on Airbnb.

Airbnb Insurance for Short-Term Rental

Get Online Insurance Quotes for Your Home Rented with Airbnb

By clicking START NOW, you grant the permissions below and accept our terms of use.*

*Permissions:
I authorize ClicAssure to collect and share my personal information with some of its business partners who may provide me with an insurance quote. I also authorize ClicAssure and its partners to contact me by email, text, phone, or mail to respond to my request or finalize my quote.
I also consent to ClicAssure and its partners collecting, using, sharing, and retaining my personal information for the purposes of:
• Creating and updating my profile;
• Assessing the products and services they can offer me;
• Obtaining my feedback on my interactions with them or on their products and services;
• Conducting studies and creating statistical models;
• Providing me with personalized recommendations;
• Fulfilling their legal obligations.
If I accept the insurance offer from one of ClicAssure's business partners, I also authorize the latter to inform ClicAssure in order to update my file.
I also authorize ClicAssure and these same partners to communicate with me by email, text message, telephone or mail to respond to my request for insurance quotes or to allow me to finalize my quote request.

If I accept the insurance offer from one of ClicAssure's business partners, I also authorize the latter to inform ClicAssure in order to update my file.
I also authorize ClicAssure and these same partners to communicate with me by email, text message, telephone or mail to respond to my request for insurance quotes or to allow me to finalize my quote request.
Privacy
Use of cookies

30

people online

3M +

completed forms until now by our users

4.7 stars

+ than 1000 Google reviews

Our Partners

Insurers and firms represented by our partners

At ClicAssure, we understand that every business has unique insurance needs. That's why, through our commercial insurance comparator and our extensive network of business partners, we offer insurance solutions tailored to a variety of industries. Whether you own a commercial vehicle, a service business, or manage condominiums, we have the coverage you need. Complete an online quote on our insurance comparator to receive offers from several of Quebec's leading insurers, specializing in insurance for businesses and SMEs.

Compare Airbnb Insurance Offers with ClicAssure

For those looking to rent out their property on Airbnb, short-term rental insurance is an essential protection to have. Clearly understanding the risks associated with this activity and declaring it to your insurer are crucial steps to protecting your property. It is also important to select coverage tailored to your specific needs.

Why Get Airbnb Rental Insurance?

Renting through Airbnb exposes your property to various risks, such as damage caused by tenants, theft, or accidents. Without appropriate insurance, these risks are typically not covered by a standard home insurance policy. It is therefore essential to inform your insurer about this activity to ensure you are adequately protected in case of an issue.

What Does Airbnb Rental Insurance Cover?

Insurance specifically designed for Airbnb rentals can offer various protections depending on the selected coverage and the specific needs of the owner:

  • Property Damage: This insurance covers damages resulting from incidents like fires, floods, or storms, tailored specifically to address risks associated with short-term renting.
  • Liability Coverage: If a tenant is injured or causes damage during their stay, this coverage protects you against potential claims and litigation.
  • Damage Caused by Tenants: Some policies include coverage for accidental damage caused by tenants, although exclusions might apply for deliberate acts such as vandalism or theft, according to policy terms.
  • Loss of Income Compensation: If an incident renders your property uninhabitable, this coverage compensates you for lost rental income during the repair period.
  • Protection for Personal Belongings: Certain policies provide coverage for personal items left at the rental, such as furniture and electronic devices, subject to the terms of the insurance policy.
  • Tenant Relocation: In case of a significant incident that makes the rental unusable, this coverage covers temporary relocation costs for your tenants, minimizing inconveniences.
  • Damage to Common Areas (for Condos): If you own a condominium unit, the insurance can also cover damage to common areas caused by your tenants, reducing the potential for conflicts with the condo association.